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Meet Our Team



Philip Simmerer

• Language(s) spoken at agency: Spanish
• Licensed in: DE, DC, MD, NC, PA, VA
• Professional designations: BA
• Bio: My favorite time is spent with my wife Kimberly and my children Emmalyn age 9 and Cameron age 12. I also have 5 dogs, 5 cats, 2 ferrets, 2 Parakeets, and 4 fish tanks. Our house is like a mini-zoo!
• Education: Western Maryland College (now McDaniel College) Westminster, MD: ’97 Bachelor of Arts Degree – Business Major with Minor in Spanish
• Agent Qualifications: Phil spent 3 long years mentoring with Hall of Fame Nationwide Agent Bill Corrigan as his Associate and the last 12+ Years as owner and leader of this Agency achieving 12 straight years of growth and on pace for 13 and dozens of awards along the way.
• Awards: Champion Award, Presidents Conference Award
• Community activities: My Wife Kimberly and I founded 4 Lucky Paws Rescue. We rescue abandoned Dogs and Cats and foster them until we find them forever homes. Email me for more information about saving a life. We also support the Central MD Red Cross
• Hobbies: I love sports! I love to watch, coach, and play. I coach Youth Sports for South Carroll Travel Basketball & Winfield Travel Baseball after years with EYO & HCYP. I play basketball regularly, ride ATVs, fish with my kids, hike, bike, and I love to ski!

Christy Harman
Commercial Account Manager

• Licensed in: MD
• Bio: Proud mother of daughter Kellie and beagle Bella. I have lived and worked in Howard County the last 30 years and my family is very important to me.
• Education: Hammond High School and Howard Community College Alumnus. Recent graduate of Nationwide Agent University.
• Agent Qualifications: More than 10 years experience in customer service as a licensed insurance professional. I specialize in making unhappy customers happy.
• Community activities: I spend a lot of time volunteering for Animal Advocates of Howard County and I also help support them financially. They are very special to me. I also donate blood regularly through the Red Cross.
• Hobbies: I love to attend live concerts, especially outdoor venues. I love to hike and enjoy the outdoors and I especially love time with my family at the beach or cheering on my niece and nephews at their soccer and lacrosse games.

David Arnold
Financial Planner

• Licensed in: AL, AZ, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MS, MO, NE, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TX, UT, VT, VA, WA, WV, AK
• Bio: I was born in Pittsburgh and grew up in Rockville, MD with my parents and one sister. My parents still live in the area. Recently married and moved into a new home in Bethesda.
• Education: Graduated from the Smith Business School at University of MD in 2003. I hold life and health insurance licenses.
• Agent Qualifications: Have worked with Nationwide since 2006 as a Life Insurance and Financial Service Specialist. In each of the last 5 years I’ve qualified for MDRT and Nationwide’s Financial Leaders Conference.
• Community activities: Currently serve as treasurer for The Dwelling place, a family homeless charity in Gaithersburg and as advisor to Brandeis AZA, a high school youth organization.
• Hobbies: I love Skiing, Biking, and Hiking. I also pride myself in being an avid home brewer.

Manuel Gamarra
Bilingual Associate Agent

• Language(s) spoken at agency: Spanish
• Licensed in: DC, MD, VA
• Bio: Born and raised in Washington DC and living in Silver Spring MD the past 10 years Manny attended Good Counsel High School. Manny was a leader on the football team and captain of his intramural basketball team.
• Education: Manny has his Associates Degree held in Criminology and Criminal Justice from Montgomery College and currently pursuing a Bachelors Degree with same major at University of Maryland
• Agent Qualifications: Manny is Licensed in Property and Casualty Insurance specializing in personal lines coverage in MD, DC, and VA.
• Community activities: Manny spends time at Holy Cross Hospital as a volunteer assisting elderly with activities of daily living. Manny also volunteers for S.O.M.E (So Others May Eat) assisting homeless with finding meals.
• Hobbies: Manny enjoys playing pick up basketball, lifting weights, walking his American Boxer “Champ”, and watching all kinds of sports. Manny also loves to spend time and travel with his family. Especially to Peru and El Salvador.

Mark Dudek
Personal Lines Agency Manager

• Licensed in: MD
• Bio: Currently Mark is a resident of Laurel, Maryland. Mark is native to Howard County and has lived in or near Columbia since 1972. Mark is a new father and Landon Duran Dudek is now the center of his life.
• Education: Received Bachelors Degree from University Maryland College Park in 1995. Also an Alumni of Oakland Mills High School with fellow Simmerer Agency Colleagues Troy Beharry, Steve Kavakos, Marco Romero and Kimberly Simmerer. NW Agent University 2010.
• Agent Qualifications: Congratulations to Mark for his recent promotion to Agency Manager! Licensed in MD, DC, and VA. In 2013 and 2014 Mark finished ranked 2nd highest producing associate agent in the entire region and is currently on pace to repeat in 2015! Way to go Mark
• Community activities: Involved in Laurel Boys and Girls Club Youth Lacrosse Program. I also participate in the various charity events put on by the Delmarva Dodge Viper Club and other local car shows.
• Hobbies: Mark enjoys all types of festivals including: Music, Wine, Food and Art. Mark also loves going to car shows and showing off his Dodge Viper. Mark also enjoys fishing & hiking and is shamefully addicted to TMZ.

Steven Kavakos
Senior Associate

• Licensed in: DC, MD, VA
• Bio: Steve is a devoted husband to his wife Natasha and loving father to 3 young children, Colton age 3 and twins Brixton and Kendall age 2. Steve’s world outside work currently revolves around the family and all the work that comes with 3 toddlers.
• Education: Oakland Mills HS Class of ’91, Attended Univ of MD for General Studies, Nationwide Agent University 2003-2004 Over 11 Years as Associate Agent at Simmerer Insurance Specializing in Auto, Home, and Life.
• Agent Qualifications: Licensed in MD, DC, and VA for Property, Casualty, Life, and Health. Steve celebrated 11 years with Simmerer Insurance in May 2014. Steve specializes in working with homeowners and providing solutions to all of their personal insurance needs.
• Community activities: Steve coached High School Baseball at Hammond High School for 11 years. He was MD State Coach of the Year 2009.
• Hobbies: Hobby number 1 is definitely playing with the kids. When he is not doing that he enjoys “balls to the wall” off roading on his ATV’s, target shooting with his extensive gun collection, and watching MMA, NFL, and other sports

Wilson Canas Nieto
Bilingual Account Manager

• Language(s) spoken at agency: Spanish
• Licensed in: DC, MD, VA
• Bio: I was born and raised in El Salvador, came to the US when I was 15, knowing little to no English eventually went on to graduate from TC Williams High school in Alexandria, VA.
• Agent Qualifications: I have worked in the insurance industry for four years now. I like being able to provide world class service by the knowledge acquired over the years, not only to customers but to colleagues.
• Hobbies: One of my hobbies now is road biking and I do a couple rides and challenges during the year. I am also a huge Washington Capitals fan and love going to their games,  watching them play and spending time with family and friends.

Marco Romero
Bilingual Associate Agent

• Licensed in: DC, MD, VA
• Bio: Born in NYC and raised in MD. Played Varsity soccer in high school and currently coach a 12U boys soccer team in Adelphi. Marco recently became the first in his family to earn a college degree. He is now a proud alumni of Towson University.
• Education: Graduated from Oakland Mills High School in 2009 and obtained an associates degree in business at Howard Community College. Marco is currently attending the school of business at Towson University will have a bachelor’s degree in business
• Agent Qualifications: Bilingual in Spanish and licensed for Personal and Business insurance in MD, DC, and VA. Marco specializes in assisting the Hispanic community with all of their insurance needs. Marco has been an Associate Agent with Simmerer Insurance since 2010.
• Community activities: Head Soccer coach for the 12U Beltsville Adelphi Boys and Girls Club Bulls, Youth Finance Volunteer, Spanish Youth Tutoring, Central MD Red Cross Volunteer
• Hobbies: Marco enjoys playing and watching all types of sports especially soccer and football. On days off Marco enjoys spending time with his family as well as working on his car. He also enjoys video gaming with what little spare time he has.

Placido Zelaya-Reyes
Bilingual Associate Agent

• Language(s) spoken at agency: Spanish
• Licensed in: DE, DC, MD, VA
• Bio: A father of two, Leilani aged 4 and Julian aged 7, Placido enjoys time with his kids most because life is too short. A resident of MD his entire life, Placido prides himself in helping other Latinos with their insurance and being there for them.
• Education: Graduated from Montgomery Blair High School in 2006. Then went to Montgomery College for his associates in business. Graduated from University of Maryland in Business and Marketing. Has completed the Nationwide Agent University.
• Agent Qualifications: Please join us in congratulating Placido for being ranked 3rd highest producing associate in the Region! Bilingual in Spanish and specializes in working with Spanish speaking Business Owners by handling all of their personal and business insurance needs.
• Community activities: Has been involved with the community with festivals and youth financial workshops. Currently helps the Latino community through a center of influence with providing knowledgeable insurance advice and other Latino services.
• Hobbies: Placido loves playing baseball and going to the batting cages. Football is a must during thanksgiving morning and is also one of his favorite Sports. He loves car shows in the summer and kayaking is something that is a special treat.

Victoria Dudek
Associate Agent

• Licensed in: DC, MD
• Bio: I am a resident of Carrol County. In 2004, after graduating college at the University of Maryland, I worked with the Simmerer Insurance agency as a Client Support Specialist, before moving into other roles with more emphasis on sales and marketing. In 2011, I balanced my career along with my new role of motherhood when my son was born.  In 2015, I returned to the insurance industry as a licensed agent (in MD and DC) and specialize in both personal and commercial lines of insurance. My care and desire to “find solutions” for others, along with my “people-personality” is a great fit for what I do on a daily basis, which is why I love what I do, and do what I love! “I’m grateful to be a part of an independent agency where we have the ability to provide numerous options through a variety of carriers to meet the insurance needs of our policyholders”
• Education: Bachelors degree from the University of Maryland
• Agent Qualifications: I worked with the Simmerer Insurance agency as a Client Support Specialist. In 2015, I returned to the insurance industry as a licensed agent (in MD and DC) and specialize in both personal and commercial lines of insurance.
• Hobbies: I enjoy opportunities to just have fun and laugh, and meet new people or see new places when time allows. I spend most of my time being entertained by my 6yr old son (my favorite comedian), and on occasion also enjoys hobbies such as social outings with friends & family, game nights, and events pertaining to wine, fashion, sports, and health & fitness, and live music.

Napoleon Himede
Bilingual Associate Agent

• Licensed in: DC, MD, VA
• Bio: I am happily married to my beautiful wife, Diana, and the proud father of two amazing children.  My daughter Nadia is 2 years old and my son Matthew is 23 months old.  Having immigrated from the country of El Salvador in 2001, I am diligently working my way towards becoming a United States citizen.  I have been residing in Laurel, Maryland since 2014.
• Education: I graduated from Denver High School in the city of San Salvador, El Salvador.
• Agent Qualifications: I have over 10 years of experience in providing quality Customer Service in a retail setting.  I am currently licensed in the District of Columbia, Maryland and Virginia to provide Property and Casualty insurance coverage with as many as 10 different carriers.
• Community activities: I offer free internet consultation services to the people of the Hispanic community for all of their insurance needs.
• Hobbies: Family means everything to me and I never miss an opportunity to get outside and enjoy interacting with mine.  When I am not working, I love to take trips to parks, beaches and plan family activities with my wife, children and extended family.  Watching my children grow and learn is the joy of my life!

Greg Losada
Bilingual Account Manager

• Bio: Most of my childhood was spent here in the DMV area up until I was about 15. That’s when I did a year of highschool down in Colombia and finished in Naples FL.
• Agent Qualifications: I have been in the insurance field for about 3 years. What excites me is being able to tackle difficult situations at work as well as being able to bring satisfactory results to the clientele.
• Hobbies: I really enjoy soccer and talking about sports. I also enjoy speaking about physics, watching professional gaming and going out and enjoying time with my buddies!

Louis Kavakos
Director of Compliance

Roberto Mazza
Licensed Sr. Account Manager

• Licensed in: MD, DC, VA, PA
• Bio: Roberto was born in Venezuela, and moved to the states at the age of 7. Current resident of Howard County, but has lives most of his life in Florida, Texas and now Maryland.
• Education: Montgomery Blair High School & Montgomery College.
• Agent Qualifications: He has been in the insurance industry for over 10 years. His experience started as a Sales Representative and continued his success traveling to different states to assist agencies in sales and team development. Some achievements include being part of a Presidents, Chairman’s, Ambassador and Honor Club Member.
• Community activities: Active member of National Community Church in Washington, D.C. where he likes to give back to the community in more ways than one. Most of the time you may find him helping others on his free time by doing beautification at schools, parks and volunteering my time during the holidays.
• Hobbies: Enjoys traveling, sports, museums and photography. A big foodie, loves to try new things, especially when traveling.  Also, a big fan of art – so museums are always on his to-do list.

Sindy Miranda
Life Licensed Bilingual Account Manager

• Licensed in: Life licensed in MD and VA.
• Bio: I was born in El Salvador, but I’ve spent most of my life in MD.
• Education: I’m currently a Robert H. Smith School of Business student at UMD.
• Agent Qualifications: Life licensed in MD and VA since August 2017. I’m currently working on my property and casualty license. I love being able to make an impact in my community by helping Spanish speakers.
• Hobbies: I love binge watching shows and movies, crochet, and reading for fun! On my days off I like to enjoy a nice quiet night at home watching my shows.

Elmer Saravia Garcia

Licensed in: DC, MD, VA

Education: Springbrook High School

Agent Qualifications: I started working in the insurance world in November 2017. I enjoy being able to help customers prepare themselves for any set back the world may throw at them.

Bio: I was born in El Salvador and came to the states when I was 8 years old. I grew up here in Montgomery County. Whatever free time I have I enjoy spending it with my family and my dog. I have a 2-year-old pit bull named Stitch who I adore.

Hobbies: I enjoy photography and playing video games.